Question 1

Applying for a building permit

Accepted Answer

The building permit is an urban planning permit issued by the town hall of the municipality where your project is located.
 
A building permit is required for the construction of a detached house of more than 20m2.
Obtaining a building permit for your project is an essential prerequisite for its construction.
 
The use of an architect is mandatory, except in exceptional cases in which you can compile this file yourself (see terms and conditions on the service-public.fr website - section "Housing - Planning permission").
 
To support you in these administrative procedures, we offer the optional “Building Permit” kit and provide an HMONP architect for all your projects.

Question 2

Why subscribe to a work damage guarantee?

Accepted Answer

What is work damage insurance or guarantee
 
- Its purpose is to guarantee the reimbursement or repair of problems covered by the ten-year guarantee without waiting for court decisions. 
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- The company providing this warranty must carry out the necessary work determined by unique expertise. 
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- It is up to her to then turn against the person(s) responsible for the disorders observed. 
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- The starting point of the guarantee begins at the end of the first year following the acceptance of the work, it thus takes over from the guarantee of perfect completion and ends at the end of the ten-year guarantee. 
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- It guarantees the owner who had the work done, but also the following owners within the limit of the duration of the ten-year guarantee. 
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- This insurance has an obligation nature, its non-subscription can lead to difficulties in obtaining a bank loan and in the event of resale of the property during the term of the ten-year guarantee.
 
What is the ten-year guarantee insurance
 
- The ten-year guarantee, also called ten-year civil liability insurance or ten-year insurance, aims to cover for a period of ten years the repair of damage observed after the acceptance of work related to the buildings.
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- It is provided for by law, in article 1792-4-1 of the Civil Code.
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- This insurance protects the "consumer" by guaranteeing the beneficiaries of the work to be covered and compensated in the event of damage related to the solidity of the building or which prevents its normal use.
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- This period starts from the signing of the acceptance of the work, that is to say at the official end of the work.

Question 3

Structural work and second work

Accepted Answer

What does the structural work designate the parts of a construction which constitute the framework of the latter and which include both the load-bearing elements which contribute to the stability or the solidity of the building and all other elements which are integrated into them or form one body with them as well as the elements which ensure the enclosure, the cover and the sealing, excluding their moving parts. The second work brings together all the elements not participating in the supporting structure of a work and which makes a structure habitable. These are the finishes that make it possible to equip and furnish the house. This includes electricity, plumbing, waterproofing, insulation, partitions, flooring, painting.
 
- Our design offices will be able to take care of all your files to assist you in all the administrative procedures.

Frequently asked questions

Applying for a building permit

Why subscribe to a work damage guarantee?

Structural work and second work